Chapter 1: General Provisions

Article 1 [Purpose]

The purpose of these provisions is to prescribe the rights, obligations, and responsibilities of Bizcuit (hereinafter referred to as "Bizcuit"), subscribers, and users regarding the use of the website service (biscuit.com, hereinafter “Bizcuit Service”).

Article 2 Effect and Amendment

1. 1. This Terms of Use comes into effect upon online notification to users.
2. 2. Bizcuit may amend these Terms of Use at any time by posting the amended Terms of Use on the Bizcuit site. If any material amendments made to these Terms of Use, members will be notified through posting notices of the amendment on the Bizcuit site.
3. 3. Members who disagree with any amendments to the Terms of Use may at any time discontinue using the Bizcuit service. Continued use of the services provided by Bizcuit after amendments have been implicated will be considered as member agreement to said amendments.

Article 3 Other Applicable Provisions

• 1. All particulars not stated in this Terms of Use will be held applicable to and under the jurisdiction of all related regulations and laws within Korea.

Article 4 Definition of Terms

• 1. The terms referred to in this agreement are defined as the following:

1. ① “Subscriber”: refers to a person or persons who have received an official user ID for Bizcuit services.
2. ② “Non-Subscriber”: refers to a person or persons who are not registered users of the services offered by Bizcuit.
3. ③ “ID”: refers to a letter and or number combination of the subscriber’s choosing for the use Bizcuit services. ④ “Password”: refers to a letter and or number combination of the subscriber’s choosing to confirm subscriber identity and protect personal information.
4. ⑤ “Administrator”: refers to an individual, selected by Bizcuit, who is responsible for overall service and operation of the Bizcuit site.
5. ⑥ “Partner Site”: refers to the hyperlinks on the Bizcuit site for collaborative business endeavors.
6. ⑦ “Terms of Use”: refers to said contract between subscribers and Bizcuit for service availability.
7. ⑧ “Service Limits or Stoppage”: refers to the total or partial stoppage of Bizcuit services in the event that subscribers violate public interests or said Terms of Use.
8. ⑨ Cancellation: refers to a cancellation of the user contract with Bizcuit after membership services are opened.
9. ⑩ All other items not specified in the definitions above will be held in accordance to all related standard practices of transaction and relevant laws and statutes.

Chapter 2: Use of Service

Article 1 Terms of Use

You may use the Service, the Site, and the information, writings, images and/or other works that you see, hear or otherwise experience on the Site (singly or collectively, the "Content") solely for your non-commercial, personal purposes and/or to learn about Bizcuit products and services. No right, title or interest in any Content is transferred to you, whether as a result of downloading such Content or otherwise. Bizcuit reserves complete title and full intellectual property rights in all Content. Except as expressly authorized by this Agreement, you may not use, alter, copy, distribute, transmit, or derive another work from any Content obtained from the Site or the Service, except as expressly permitted by the Terms of Use.

Article 2 User Application Limits

1. 1. Bizcuit maintains the right to revoke or limit registration for the following.
   1. A. Registering under another person’s name
   2. B. Providing false information during the registration process
   3. C. Registering with the intent to hinder the social order and lower moral standards
   4. D. Failure to fulfill certain requisites set by Bizcuit

Article 3 Service Usage and Limits

1. 1. Unless otherwise determined by work or technical restraints, Bizcuit services are available throughout the year on a 24 hour basis daily. During regularly scheduled diagnostic checks of the site and services offered, all and or part of the paid services may be unavailable to users. Such instances will be announced in advanced to all Bizcuit service users via site notice.
2. 2. Certain parts of the services offered by Bizcuit are only accessible through Bizcuit membership subscriptions.

Article 4 Post Copyrights

1. 1. All posted data is under copyright and the responsibility of the author. Without the prior expressed consent of Bizcuit, posting with commercial objectives or motives will be restricted. Bizcuit retains the right to hold authority over all member postings.
2. 2. Members are restricted from processing and reselling any information gathered from Bizcuit services for commercial use.

Article 5 Service Fees

1. 1. Bizcuit services are divided into paid services and free services.
2. 2. All paid services are to be paid upon member registration in the amount of one year in advance. Bizcuit services can be used immediately following credit card and online bank transfers.
3. 3. Yearly fees are approximately 700,000 KRW to 1,500,000 KRW per person. Subscription periods and scale can be adjusted upon consultation with the Bizcuit operational team.

Article 6 Granting Membership ID

1. 1. Bizcuit grants memberships and ID’s according to order of subscriptions.
2. 2. Bizcuit maintains the right to demand a change in member ID under the following instances
   1. ① Overlapping IDs
   2. ② IDs that may be open to attack
   3. ③ Instances of cyber bullying or lower moral standards
   4. ④ Additional rational reasons

Chapter 3: Management and Responsibility

Article 1 Bizcuit Responsibilities

1. 1. Bizcuit will facilitate all user registration requests unless special circumstances exist.
2. 2. Bizcuit will, under said Terms of Use, provide constant and safe services to all members.
3. 3. Bizcuit will address and promptly deal with all member opinions and or complaints in a timely manner.
4. 4. Bizcuit will protect all personal information of members.
   1. ① Bizcuit will do its best to provide members with consistent and safe services according to the Terms of Use.
   2. ② Bizcuit will do its best to ensure the security of all personal information of members.
   3. ③ Bizcuit will do its best to address and deal with all member opinions and or complaints in a timely manner. In the event that prompt action cannot be taken, Bizcuit will inform members of the reasons accordingly.
   4. ④ Bizcuit will do its best to ensure that all Terms of Use articles are abided by.
5. 5. All personal information of members will be gathered and retained for a period of 90 days after registration. With the exception being for circumstances involving commercial laws and legal regulations.
6. 6. Bizcuit will adhere to the Personal Information Protection Policy defined on the Bizcuit site. All members will be informed of all management processes of personal information protection.

Article 2 Member Responsibilities

1. 1. Members maintain all authority and responsibility for IDs and passwords.
2. 2. Members with IDs being fraudulently used will be responsible for informing Bizcuit of said fact.
3. 3. Members will abide by all the articles and of this Terms of Use and related legal regulations.
4. 4. Members are restricted from conducting the following actions.
   1. ① Register under assumed aliases, false names, or borrowed names
   2. ② Register using false information
   3. ③ Steal the service ID and or passwords of other users
   4. ④ Violate the trademark and or copyright rights of others
   5. ⑤ Slander, defame, and or violate the private lives of others
   6. ⑥ Post rude, violent, threatening, and or other immoral messages
   7. ⑦ Post or show exaggerated or false information
   8. ⑧ Conduct actions to hinder the service for others
   9. ⑨ Deliver commercial type information to other members personally or opening on the site
   10. ⑩ Purposely inject virus programs to hinder the service
   11. ⑪ Redistribute, copy or sell any information attained from Bizcuit services without the prior consent of Bizcuit
   12. ⑫ Hindrance of operation and delivery of Bizcuit services
   13. ⑬ Illegal election campaigns
   14. ⑭ Any or all actions that lower moral standards and violate said Terms of Use and or legal regulations under the discretion of Bizcuit
5. 5. All members are advised to carefully guard their IDs and passwords. All responsibility for the safe guarding of IDs and passwords fall to members. Any and all results of inappropriate or insufficient ID and password management falls under the responsibility of members. All members who suspect that their IDs are being used fraudulently must report such instances to Bizcuit immediately.
6. 6. Members cannot use Bizcuit services for personal commercial use unless prior consent is offered by Bizcuit. Bizcuit claims no responsibility for the repercussions to such actions. In the event that these actions affect Bizcuit, said members will be responsible for any and all compensation to Bizcuit.
7. 7. Members cannot transfer or give membership rights to others without the prior consent of Bizcuit.

Article 3 Intellectual Property

1. 1. Bizcuit owns all intellectual property rights to information and services offered by Bizcuit. None of the content on this site may be reproduced, distributed, transmitted, displayed, published, or broadcast without the prior written consent of Bizcuit. Content that has been granted upon prior written consent may be made used solely for personal, noncommercial use.
2. 2. Responsibility of all Bizcuit member postings and file uploads are the said responsibility of members. Member postings cannot be used for personal or commercial purposes without the expressed consent of author members.
3. 3. Bizcuit maintains the right to edit and or delete any postings that violate Article 3 of said Terms of Use. Specific guidelines and process are defined separately.

Chapter 4: Membership Cancellation & Usage Limitations

Article 1 Membership Cancellation & Usage Limitations

1. 1. For all members who wish to cancel service, click the “member information edit” link to apply for service cancellation.
2. 2. Bizcuit retains the right to limit and or completely cancel member service for any of the following acts.
   1. A. Hindering social order and or lowering of moral standards
   2. B. Conducting illegal and or criminal acts
   3. C. Using Bizcuit services to lower social standards
   4. D. Theft of the IDs and passwords of others
   5. E. Slander or defamation of others
   6. F. Registration for Bizcuit services under multiple IDs by the same person
   7. G. Using Bizcuit services for immoral acts
   8. H. Violation of any and all related legal regulations at the discrimination of Bizcuit

Article 2 Usage Limitations

1. 1. In the event that Bizcuit deems a usage limitation will be in order, affected members will be informed of the reasons, period, and timing of said limitations via email, phone consultation or any other methods available to Bizcuit. In cases where immediate usage limitations are required, prior notice via the methods above may be bypassed.

Chapter 5: Offering Information and Promotions

1. 1. All personal information of members is managed and retained by Bizcuit and may be used according to the Personal Information Protection Policy.
2. 2. Bizcuit maintains the right to offer any and all information from advertisers to members via the site or email.

Chapter 6: Compensation for Damages

Article 1 Damage Compensation

Bizcuit will not be liable for any claims arising out of or related to member purchases or use of such third party products or services.

Article 2 Exemption From Liability

WHILE WE DO OUR BEST TO PROVIDE THE OPTIMAL PERFORMANCE OF THE BIZCUIT SERVICES, YOU AGREE THAT USE OF THE BIZCUIT SERVICES IS AT YOUR OWN RISK. THE BIZCUIT SERVICES, INCLUDING THE BIZCUIT SITE AND THE OTHER PROPERTIES, THE CONTENT, THE VIDEO PLAYER, USER MATERIAL, AND ANY OTHER MATERIALS CONTAINED ON OR PROVIDED THROUGH THE PROPERTIES, ARE PROVIDED "AS IS" AND, TO THE FULLEST EXTENT PERMITTED BY LAW, ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, BIZCUIT DOES NOT MAKE ANY WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, TITLE, MERCHANTABILITY, COMPLETENESS, AVAILABILITY, SECURITY, COMPATIBILITY OR NONINFRINGEMENT; OR THAT THE BIZCUIT SERVICES WILL BE UNINTERRUPTED, FREE OF VIRUSES AND OTHER HARMFUL COMPONENTS, ACCURATE, ERROR FREE, OR RELIABLE. IN NO EVENT SHALL BIZCUIT OR ITS AFFILIATES, SUCCESSORS, AND ASSIGNS, AND EACH OF THEIR RESPECTIVE INVESTORS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND SUPPLIERS (INCLUDING DISTRIBUTORS AND CONTENT LICENSORS) (COLLECTIVELY, THE " BIZCUIT PARTIES"), BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES, INCLUDING LOSS OF PROFITS, ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF THE BIZCUIT SERVICES (INCLUDING ANY INFORMATION, PRODUCTS, OR SERVICES ADVERTISED IN, OBTAINED ON, OR PROVIDED THROUGH THE PROPERTIES), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHER THEORY, EVEN IF THE BIZCUIT PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU TO US, IF ANY, FOR ACCESSING OR PARTICIPATING IN ANY ACTIVITY RELATED TO USE OF THE BIZCUIT SERVICE. YOU AGREE TO DEFEND, INDEMNIFY, AND HOLD HARMLESS THE BIZCUIT PARTIES FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, DAMAGES, EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES AND COSTS), AND OTHER LOSSES ARISING OUT OF OR IN ANY WAY RELATED TO YOUR BREACH OR ALLEGED BREACH OF THESE TERMS OR YOUR USE OF THE BIZCUIT SERVICES (INCLUDING YOUR USE OF THE CONTENT). BIZCUIT RESERVES THE RIGHT, AT OUR OWN EXPENSE, TO EMPLOY SEPARATE COUNSEL AND ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO INDEMNIFICATION BY YOU.

Article 3 Legal Jurisdiction

1. 1. At Bizcuit, we expect that our world-class customer service team will be able to resolve most issues members may have using Bizcuit Services. In the unlikely event that we do not meet your satisfaction, we prefer to specify now what each of us should expect in order to avoid any confusion later. Accordingly, members and Bizcuit agree to the following resolution process.
2. 2. These Terms of Use are governed by, and construed in accordance with, the laws of the State of California without giving effect to principles of conflicts of law. In the event of a claim by members against Bizcuit, members agree to submit to the exclusive jurisdiction of the courts located where Bizcuit pursues its claim.